If you are a full-time employee, a part-time employee or a long-term consultant, coverage is effective 5 days prior to your official start date of employment and ends 25 days after the day you terminate employment at your Center, unless you are eligible for bridging or retiree coverage.
If you are a short-term employee, short-term consultant, visiting scientist, trainee/student or very short-term employee, your coverage is effective on the date of employment and ends on the date of termination from the Center.
Eligible Dependents of Center Employees
The effective and end date of coverage for your eligible dependents is the same as your effective and end date of coverage.
If you acquire a new dependent who meets the Plan’s eligibility rules you have 25 days to enroll the new dependent without penalty by completing the IARC Insurance Plan Change Form and submitting the form to AIARC.
- In the event of marriage, new coverage is effective on the later of the date of marriage or the date you submit the enrollment form for your spouse.
- New coverage for children is effective on the date of birth, adoption or placement for adoption.
- In cases of domestic partnership, new coverage for your partner (and his/her eligible dependents) is effective upon the date of approval by your Center.
If you drop a dependent from the medical plan, you have 25 days to notify your Center and AIARC by completing and submitting the IARC Insurance Plan Change Form.
If a new participant (employee or dependent) does not submit a completed IARC Insurance Plan Change Form within 25 days of becoming eligible, the Plan will limit claims for preexisting medical conditions to $4,000 during the first 12 months in the Plan.