If you are a full-time employee, a part-time employee or a long-term
consultant, Plan coverage becomes effective five days prior to your official date of
employment at your Center.
If you are a short-term employee, short-term consultant, visiting scientist,
trainee/student or very short-term employee, your coverage becomes effective on
the date of employment.
The effective date of coverage for your current dependents will be the same as
your effective date of coverage.
If you acquire a new dependent who meets the Plan’s
eligibility rules you have 25 days to enroll the new dependent without penalty by
completing the IARC Insurance Plan Change Form and submitting the
form to AIARC.
- In the event of marriage, new coverage is effective on the later of the
date of marriage or the date you submit the enrollment form for your spouse.
- New coverage for children is effective on the date of birth, adoption or
placement for adoption.
- In cases of
domestic partnership, new coverage for your partner (and his/her eligible
dependents) is effective upon the
date of approval by your Center.
If you drop a dependent from the medical plan, you have 25
days to notify your Center and AIARC by completing and submitting the IARC
Insurance Plan Change Form.
If a new participant (employee or dependent) does not submit a completed IARC Insurance Plan Change Form within 25 days of becoming eligible, the Plan will limit claims for preexisting medical conditions to $4,000 during the first 12 months in the Plan.
If you are a full-time employee or long-term consultant, your plan benefits will end 25 days following the day you terminate employment at your Center, unless you are eligible for bridging or retiree coverage.