Log in to your Cigna Personal Webpage account at the Cigna website using the Cigna Personal Webpage Instructions.

By logging in to your Cigna Personal Webpage, you will be able to:

  • print membership cards;
  • print proof of insurance certificates;
  • find Cigna network providers;
  • submit claims electronically;
  • request for Guarantee of Payments;

To contact a Cigna representative, click here.

 

Bridging or Retiree

 Eligibility

Bridging Insurance

To qualify for bridging insurance, you must have been enrolled as an employee in the IARC Medical Plan for at least the two most recent consecutive years (24 months) immediately prior to termination.


Please note that time spent under the Medical coverage as a bridging participant does not count towards the Retiree Eligibility age requirement or the minimum length of employment requirement. Further, an employee must have worked at least 20 days in a month to have a full month counted towards the length of employment requirement to be eligible for bridging insurance. Any month during which an employee has worked less than 20 days counts partially toward for bridging or retiree coverage as described below in the section on Eligibility for Retiree Coverage.


You and your dependents have the option of continuing plan coverage for up to 12 months by paying the required premium based on your place of permanent residence. You are required to complete a new Tax Residency Self-Certification Form with your IARC Insurance Plan Change Form authorized by your Center.


Retiree Insurance

To qualify for retiree insurance, you must be at least 55 years old and have been enrolled as an employee in the IARC Medical Plan for at least 10 years (120 Months) including the five consecutive years (60 Months) immediately prior to your retirement.


Please note that time spent under the Medical coverage as a bridging participant does not count towards the Retiree Eligibility age requirement or the minimum length of employment requirement. An employee must have worked at least 20 days in a month to have a full month counted towards the length of employment requirement of 120 months to be eligible for retiree insurance. An employee who has worked less than 20 days in a month, but has worked at least 10 days in the same month, will have a half-month counted towards the length of service requirement. An employee who has worked less than 10 days in a month will have zero time counted towards the length of service requirement.


You and your dependents have the option of continuing plan coverage by paying the required premium based on your place of permanent residence, unless you can provide documentation that validates your location for a stay of at least six consecutive months. You are required to complete a new Tax Residency Self-Certification Form with your IARC Insurance Plan Change Form authorized by your Center.


If you reside in the United States and are 65 years of age or older, you are required to enroll in Medicare Parts A and B. To find out if you are eligible for Medicare Parts A and B, contact the Social Security office at 1-800-772-1213 within the United States or visit the Social Security website. Please refer to the Important Information for IARC Retirees and their Spouses Who Are Eligible for U.S. Medicare to determine if a Medicare Plan is cheaper for you than remaining in the IARC Medical Plan.


After you have been accepted for Medicare, you must immediately notify AIARC. This notification can be made by sending a copy of your Medicare eligibility letter from the Social Security office or a copy of your Medicare card. Your IARC medical premium will be discounted only after a copy of the Medicare letter or card is received by AIARC. You will only receive the discount going forward after the notification is received by AIARC. There will be no retroactive reduction of your premium, no matter if the Medicare eligibility date is earlier than the date of notification to AIARC.

 Coverage Dates

If you are eligible to continue your medical insurance coverage under the bridging or retiree option, your status within the medical plan is effective on the first day after the end of the 25-day grace period.


You can continue using your existing Cigna ID card because your insurance number will remain the same.


Insurance for bridging or retiree coverage will terminate on the earliest of:

  • The first of the month for which you do not pay the required premium,
  • The date you notify your Center that you no longer wish to participate in the Plan, or
  • The last day of the month in which you die.
  • Bridging insurance will automatically terminate 12 months (365 days) from the date that coverage begins.